John Hill

U.S. Credit – Sliding Downhill Fast

During the course of the past year, the economies of the West have received more negative attention and experienced more problems than at nearly any time in history. The countries being hit in Europe just keep getting bigger, as it started with Iceland i... Read >

Factoring helps you keep positive cash flows

The world remains a vulnerable and volatile place, as demonstrated by the recent crises in Egypt, Tunisia, and elsewhere. The markets initially reacted strongly, with major gains in oil prices and increased volatility among many stocks. The lending in... Read >

A SLOWWWW … FALL OFF AN ECONOMIC CLIFF

If it were not such a serious and real situation, we could laugh at the positive spin that most politicians and self-interested others put on the U.S. economic situation. Their fantasies and falsifications are so outlandish that I’m amazed any of them ca... Read >

INVESTING IN REAL ESTATE NOTES – PART 4

Here we arrive at the final stage of buying a real estate note and you becoming a full-fledged mortgage note buyer. The person who is selling the mortgage note has previously provided you with all of the documents and information that you require, and yo... Read >

INVESTING IN REAL ESTATE NOTES – PART 3

In the first two parts of this article, I covered the basics of why you should consider real estate notes as an investment, as well as the first steps in developing a relationship with a broker and providing your first quote on your way to becoming a full... Read >

Creating a Note – The Down Payment and 2nd Liens

Setting up a mortgage note properly is a critical step if you are doing owner financing, whether you intend to keep the mortgage note (also called a real estate note) or sell it to a mortgage note buyer. The first step in using owner financing, setting t... Read >

CREATING A MORTGAGE NOTE – SETTING THE PRICE

Good job! You have done wonderful work beautifying your home (or building or land) to make it attractive to prospective buyers. Now, you need to decide what sales price to select in order to maximize your profit while still attracting buyers. How do yo... Read >

OWNER FINANCING CAN HELP YOU MAKE THE SALE

From the 1990’s until about 2006, there was not a lot of news about owner financing and real estate notes. Banks and credit unions had scrambled to find more customers by lowering their lending criteria and competing on rates so that nearly anyone could ... Read >

FINDING A BUYER FOR YOUR NOTE

You’ve finally sold that property using owner financing, but now realize that you would like to get some cash now for your real estate note. There are lots of people out there who say that they will buy your note, but how do you make sure that you dealin... Read >

7 Tips On How To Sell Your Real Estate Note

Most people with a real estate note are not familiar with how to sell that note and how to make sure that the mortgage note buyer is trustworthy. The tips below are basics to help you down the path of successfully selling your real estate note: 1.Work... Read >